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Lim Jun Yuan

Founder | The Singaporean Investor | Singapore REIT and dividend-stock educator (limited commodity relevance)

"Founder of The Singaporean Investor blog and author of 'Building Your REIT-irement Portfolio' — a Singapore-focused REIT and dividend-stock educator with no published commodity or mining research."

Educator

Biography

Lim Jun Yuan is a Singapore-based full-time retail investor and the founder of The Singaporean Investor, a personal-finance blog and education platform he launched to help ordinary Singaporeans evaluate income-producing listed assets. He has been investing and trading full time since April 2017 after leaving an engineering role at Meinhardt Infrastructure, and built his reputation by publishing detailed, plain-English write-ups on Singapore-listed REITs (Real Estate Investment Trusts — companies that own income-producing property and pass most of the rental income through to shareholders as distributions) and high-yielding dividend counters on the SGX.

His track record is in retail-investor education, not commodity analysis. He is the author of Building Your REIT-irement Portfolio, a step-by-step book on assembling a Singapore-focused retirement income stream from listed REITs and dividend stocks. The book has been sold through Amazon, Shopee, and Contently, and the underlying framework — diversifying across sponsor-backed REIT managers, REIT sub-sectors (commercial, industrial, healthcare), and high-yielding non-REIT equities — is the same one he applies on his own portfolio. The site lists a long-running archive of single-name REIT reviews, distribution-yield comparisons, and portfolio-update posts dating back several years.

His approach is grounded, screen-first, and explicitly aimed at retail readers with no finance background. He evaluates opportunities by combining distribution yield, gearing (the REIT equivalent of leverage — debt used to amplify asset purchases), sponsor quality, and the underlying asset class's exposure to Singapore's macro and property cycle, then explains each filter in non-technical language. He is a regular speaker at Singapore retail-investor events including the REIT Symposium, INVEST Fair, and the REI Summit, and contributes guest commentary on platforms such as InvestingNote and SmallCap Asia on Singapore market outlook, mid- and small-cap catalysts, and the long-term income case for REITs versus Singapore banks.

Commodity and mining relevance: limited. Lim Jun Yuan does not publish research on metals, minerals, energy commodities, or mining equities, and his book, blog, and speaking circuit are focused entirely on Singapore REITs and dividend stocks. A resource-stock investor would find his work useful only as a methodology reference — disciplined yield-screening, written-up thesis per position, regular portfolio disclosure — rather than as a source of commodity views. His appearance in Pixys's video catalogue reflects his retail-investing reach, not a mining angle.

Videos (1)

Singapore Market Outlook: Insights from Jun Yuan Lim

Singapore Market Outlook: Insights from Jun Yuan Lim

guest Aug 11, 2026
  • Top takeaway The guest warns that the steep recent run-up in local bank and tech share prices through August 2026 is the worst time to buy, urging retail investors to treat stocks like sale items — only buy at fair value after doing their own due diligence, and to avoid the buy-high, sell-low pattern he sees many retail investors fall into.
  • On the next six months from August 2026, he argues Singapore stocks must deliver double-digit percentage earnings growth, not just 1-10%, to justify the premium valuations investors have assigned across Singapore, US and Hong Kong markets.
  • He lays out a four-pillar REIT screen: rising gross revenue and net property income in at least four of five years, an upward distribution trend, occupancy at or above 90% with positive rental reversion and top-10 tenant concentration under 50%, and a debt profile with aggregate leverage at 40% or lower, interest coverage of 3.5x or higher, fixed-rate hedging of at least 70%, and a stable or declining average cost of debt.
  • He credits the MAS S$6.5 billion EQDP programme with shooting trading volume and liquidity back up in Singapore small and mid-caps, while flagging that the key question once the funds are utilised is whether these names can sustain performance without the liquidity tailwind.
  • He flags renewed Middle East tension and an oil spike as risks that could re-escalate inflation and rate-hike expectations after the recent CPI and PPI declines, which he reads as a negative for REITs but a positive for the local banks.

Singapore retail investors should anchor H2 2026 on REIT reporting and bank dividends, with rate moves driving the split, Lim argues. The S$6.5 billion EQDP program has rapidly revived small and mid-cap trading volume after years of liquidity drift. Rising rates would weigh on REITs but lift local banks like DBS, UOB, and OCBC — Lim flags the divergent path. Lim's four-pillar REIT framework — financial performance, distribution trend, occupancy, and debt profile — replaces price-action thinking. Buying after a steep rally is the classic retail trap; fair-value discipline and independent due diligence come first.

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Key Quotes

"I went full-time as a retail investor and trader in April 2017, and the blog grew out of documenting my own portfolio decisions in plain English for other Singaporeans."

— The Singaporean Investor About page

Key Works

Lim Jun Yuan's debut book, a step-by-step guide to building a Singapore-listed REIT and dividend-stock retirement-income portfolio.

Disclaimer: Lim Jun Yuan has NOT endorsed this platform and is not affiliated with Pixys in any way.