Jason Hartman

Founder & CEO | Empowered Investor | Real estate investment educator (limited commodity relevance)

"Long-running Creating Wealth Show podcast and Income Property book on rental real estate investing"

Educator

Biography

Jason Hartman is the founder and CEO of Empowered Investor and its predecessor Platinum Properties Investor Network, a real estate investment education and property acquisition firm. He is not a commodity or mining expert; his work centers on U.S. income property, rental real estate strategy, and personal finance education. The single Pixys video in which he appears, "The Bullish Case For The Housing Market," addresses housing rather than natural resources.

Hartman began his real estate career at age 19, when he earned his real estate license while still in college, and has since been involved in several thousand real estate transactions spanning 11 states and 17 cities. He is the author of the book "Income Property" and the long-time host of The Creating Wealth Show, a podcast with more than 950 episodes focused on rental property investing, wealth-building strategy, and interviews with financial authors and investors. He also produces The Holistic Survival Show, which covers preparedness and resilience topics outside the financial sphere.

His investing philosophy is built around distinguishing "linear" markets (those that appreciate consistently) from "cyclical" markets (those that rise and crash), and on using the leverage and inflation hedges that come with rental real estate. He teaches practical heuristics such as the "1% Rule," which holds that monthly rent should equal at least 1% of a property's purchase price, and uses a measure he calls the Hartman Comparison Index to frame wealth-building trade-offs.

For commodity and mining investors, Hartman's commentary offers essentially no direct relevance. He does not analyze metals, mining equities, or resource jurisdictions, and his guest list on The Creating Wealth Show skews toward real estate, financial independence, and macro-economics authors rather than mining executives, geologists, or resource analysts. His work may be of only tangential interest to investors who study broader macro themes such as inflation and debt, but his name carries no standing in the resource investment community and Pixys readers should treat the existing video as a housing-market outlier rather than commodity coverage.

Videos (1)

The Bullish Case For The Housing Market | Jason Hartman

guest Sep 3, 2026

Top takeaway Argues that a housing crash — defined as a 20-25% price decline — is unlikely because there is no widespread distress: only about 2% of homes are underwater today versus roughly 26% at the Great Recession trough, and delinquencies and foreclosures are, in his words, basically a nothing burger
Estimates that 65% of existing homeowners have mortgages below 4% (and roughly 25% below 3%), creating what he calls a mortgage lock-in effect; he expects that if 30-year rates fall into the mid-5s, roughly 7.7M additional buyers could enter the market and ignite bidding wars
Frames the current market with a sink metaphor: existing inventory sits at about 65% of normal, new listings are a trickle, and the buyer-absorption drain is roughly 40% plugged by the worst housing affordability in about 40 years, leaving national prices up only about 1.5% year-over-year
Highlights the entry-level segment as the most chronically underbuilt part of housing since the GFC, generating upward pressure on rents that is being partially offset by a record two-year surge in multifamily deliveries, which in turn is causing stress in the apartment market
Warns that the boomer demographic wave starting to release meaningful inventory around 2032-2033 could produce Japan- or Italy-style housing gluts by the mid-2040s, but describes that outcome as a slow marathon rather than imminent pressure

The US housing market remains frozen: sales volume is sharply down, yet national prices are still edging up about 1.5% year-over-year. Affordability is near a 40-year low and the mortgage lock-in effect keeps existing owners from listing, leaving inventory historically tight. The guest argues no crash is likely: most owners hold sub-4% mortgages, 91% have loan-to-value under 80%, and delinquencies sit well below pre-2008 levels. Builders skipped entry-level construction for over a decade, creating a multi-million-unit shortage that millennial and Gen Z demographic demand keeps pushing up. Real estate returns come from multiple sources, not just price appreciation; rental cash flow and local price-tier segmentation matter more than headline moves.

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Disclaimer: Jason Hartman has NOT endorsed this platform and is not affiliated with Pixys in any way.